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Avoiding Foreclosure – Weighing in the Pros and Cons of Mortgage Refinance

If you are facing an imminent foreclosure, you may still have several options at your disposal to save your home, and mortgage refinancing is one of them. It replaces your original mortgage loan and allows you to get a new loan with more flexible terms. It has become a fairly popular option among homeowners because it reduces the interest rates, and sometimes, allow them to get some cash out on their equity loan. While mortgage refinancing may seem like a great way to pay back your debt, it entails several drawbacks as well. It is best that you... Read more

Landlord Discrimination against Residential Renters – What you Need to Know

It is against both federal and state law to discriminate against certain types of tenants. If you are contemplating renting a property, it is best for you to know about different forms of discrimination in order to protect your rights. If your landlord has denied your application for unfair reasons, you can lodge a complaint against them to your relevant state agencies or the U.S. Department of Housing and Urban Development. What Constitutes as Landlord Discrimination When a landlord is renting out a property, they have the right to choose the ... Read more

Common Myths About Wills and Probate in Illinois

Wills and probate are not a likable topic for people to discuss with their family or friends. In fact, most of them even avoid looking into these matters and exploring their options altogether. However, learning about the basics of wills and other aspects of estate planning is essential to realize their importance and benefits for the future of your family. You should take time out to understand the key rudiments of wills and probate in order to be able to tell apart myths from the facts. Here are a few common misconceptions about wills and pro... Read more

Mistakes Homeowners Should Avoid During Foreclosure

When a homeowner receives the 90-day foreclosure notice from their lender, they often become confused and overwhelmed as to what they should do to save their home. In all the hassle and commotion, they commit certain mistakes that make their situation worse and the pending foreclosure inevitable. To help you handle the foreclosure process intelligently and rationally, here are a few common mistakes that homeowners make and should be avoided at all costs. Avoiding Contact with the Lender When you begin to miss mortgage payments, your lender may ... Read more

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