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What to Consider Before Filing For Bankruptcy

Deciding to file for bankruptcy is not an easy decision to make. However, If you are struggling to pay bills every month and do not have enough to pay down your existing debt, filing for bankruptcy may be a wise decision. That does not mean you should go into the process unprepared. Before filing for bankruptcy, consider the following points. Decide if it is The Right Decision for You If you are being sued for debt or your salary is being garnished, you are a good candidate for this process. If your home is going into foreclosure, yo... Read more

Top 2 Reasons Why You Should Hire A Bankruptcy Attorney

If you are not making enough money to cover your debt every month, you should consider filing for bankruptcy. The process can be challenging and stressful so you will need someone who can guide you through it without getting overwhelmed. An experienced bankruptcy attorney can work wonders. Here are just some reasons why hiring one will be in your best interests: They Can Help You Plan Out Your Filing Believe it or not, even if you think you need to, you may not need to file for bankruptcy at all. However, only an experienced attorney can let y... Read more

How Short Sales Work in Illinois

A short sale can be emotionally devastating for borrowers, but it is the last resort if you are not able to make payments on time. When the lender approves it, that means they are willing to sell the property for less than the remaining balance you have on your mortgage. It’s a way for them to recover damages without involving a lengthy and costly legal battle. The process is broken down into four parts: Step 1 – The Pre-Foreclosure Process This is when the homeowner has fallen behind on the mortgage payments.  The homeowner needs to d... Read more

3 Tips for Showing Homes to Wow Buyers

The Illinois housing market is outpacing last year with an increase not only in home sales, but also in median prices. You can cash in on the trend by selling your property or home. Set the stage for a successful sale by preparing your property for buyers with these home-staging tips: Clean as if Your Life Depended on it This may be the first thing you do, but it is surprising how many people don’t do as good a job as they think they can. There is a reason why buyers love that new car smell; it makes the car feel new and untouched. No matter ... Read more

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