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A Basic Guide to Estate Planning in Illinois

Planning for death is a necessity – especially if you are the breadwinner of your household. You want to ensure your assets end up in the right hands after you pass away. Estate planning can ensure your properties, vehicles, money and other assets are handled and distributed according to your wishes. Questions Your Estate Plan Should Answer According to the Illinois State Bar Association, your estate plan should address the following issues: Who will be responsible for taking care of your family and children? Who will handle property managem... Read more

Top 2 Benefits of Short Sales for Sellers

If you have been struggling to pay your mortgage, you are not alone. Thousands of homeowners across the U.S. are in the same situation. The good news is you can come out of this predicament with a short sale. What Is a Short Sale? In real estate, a short sale is usually conducted on a property that belongs to a financially distressed homeowner – but for less than the amount due on the mortgage. In other words, the buyer is a third party rather than the bank, but all the money from the sale goes to the lender. It is up to them whether they... Read more

Reasons You Need A Real Estate Attorney When Buying a House

Many first time homeowners look for the right real estate agents to help them identify and shortlist properties and negotiate transactions with the seller. Although it is not the wrong approach, the primary role of an agent includes the sale and purchase of an asset alone. However, there have been various cases when homeowners have found themselves in legal disputes, either with the seller, or mortgage lender, which has resulted in foreclosure or revocation  of the sale. In such circumstances, it is important to seek support from an experi... Read more

Considerations for Filing a Chapter 7 Bankruptcy

A bankruptcy can be used to get debt canceled or repay creditors, while providing filers with a fresh start in minimum time. An individual who has medical bills, credit card debt, or personal loans that need to be paid off, maybe because your median income is below your state’s defined income, can file for chapter 7. In order to qualify, you cannot previously have sought bankruptcy relief. Seeking guidance from an bankruptcy attorney can help you receive a chapter 7 bankruptcy discharge in a timely and orderly manner. Advantages of Chapter 7 ... Read more

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